{"id":370429,"date":"2026-03-18T09:20:48","date_gmt":"2026-03-18T03:50:48","guid":{"rendered":"https:\/\/newz24.in\/?p=370429"},"modified":"2026-03-18T09:20:48","modified_gmt":"2026-03-18T03:50:48","slug":"%e0%a6%a8%e0%a6%a4%e0%a7%81%e0%a6%a8-%e0%a6%86%e0%a6%af%e0%a6%bc%e0%a6%95%e0%a6%b0-%e0%a6%a8%e0%a6%bf%e0%a6%af%e0%a6%bc%e0%a6%ae-%e0%a7%a7-%e0%a6%8f%e0%a6%aa%e0%a7%8d%e0%a6%b0%e0%a6%bf%e0%a6%b2","status":"publish","type":"post","link":"https:\/\/newz24.in\/?p=370429","title":{"rendered":"\u09a8\u09a4\u09c1\u09a8 \u0986\u09af\u09bc\u0995\u09b0 \u09a8\u09bf\u09af\u09bc\u09ae \u09e7 \u098f\u09aa\u09cd\u09b0\u09bf\u09b2 \u09a5\u09c7\u0995\u09c7 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09b9\u09ac\u09c7: \u09ac\u09c7\u09a4\u09a8, \u09ac\u09be\u09a1\u09bc\u09bf-\u0997\u09be\u09a1\u09bc\u09bf, \u0985\u09ac\u09b8\u09b0 \u09a4\u09b9\u09ac\u09bf\u09b2 \u098f\u09ac\u0982 \u09a8\u09bf\u09af\u09bc\u09cb\u0997\u0995\u09b0\u09cd\u09a4\u09be\u09b0 \u0989\u09aa\u09b9\u09be\u09b0\u09c7\u09b0 \u0993\u09aa\u09b0 \u0995\u09b0 \u0986\u09b0\u09cb\u09aa \u0995\u09b0\u09be \u09b9\u09ac\u09c7; 10\u099f\u09bf \u09ac\u09a1\u09bc \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u099c\u09be\u09a8\u09c1\u09a8"},"content":{"rendered":"<div id=\"\">\n<div class=\"fba199c3 cc188a1f\"><\/div>\n<div class=\"d1172d9b\">\n<p style=\"text-align: justify;\">\n<\/div>\n<div class=\"f3e032cb\" style=\"text-align: justify;\"><span style=\"font-family: kalpurush;\"><picture class=\"c62bd949\" style=\"visibility: visible;\"><source srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/360x0\/web2images\/521\/2026\/03\/17\/section-37-of-the-income-tax-act_1773739438.jpg\" type=\"image\/webp\" media=\"(max-width: 768px)\" \/><source srcset=\"https:\/\/images.bhaskarassets.com\/webp\/thumb\/512x0\/web2images\/521\/2026\/03\/17\/section-37-of-the-income-tax-act_1773739438.jpg\" type=\"image\/webp\" media=\"(min-width: 768px)\" \/><\/picture><\/span><\/div>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0995\u09c7\u09a8\u09cd\u09a6\u09cd\u09b0\u09c0\u09af\u09bc \u09b8\u09b0\u0995\u09be\u09b0 1 \u098f\u09aa\u09cd\u09b0\u09bf\u09b2, 2026 \u09a5\u09c7\u0995\u09c7 \u09a6\u09c7\u09b6\u09c7 \u098f\u0995\u099f\u09bf \u09a8\u09a4\u09c1\u09a8 \u0986\u09af\u09bc\u0995\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u0995\u09be\u09b0\u09cd\u09af\u0995\u09b0 \u0995\u09b0\u09a4\u09c7 \u099a\u09b2\u09c7\u099b\u09c7\u09f7 \u098f\u0987 \u09a8\u09a4\u09c1\u09a8 \u0986\u0987\u09a8\u099f\u09bf \u09ac\u09bf\u09a6\u09cd\u09af\u09ae\u09be\u09a8 \u0986\u09af\u09bc\u0995\u09b0 \u0986\u0987\u09a8 1961-\u0995\u09c7 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b8\u09cd\u09a5\u09be\u09aa\u09a8 \u0995\u09b0\u09ac\u09c7\u09f7 \u0986\u09af\u09bc\u0995\u09b0 \u09ac\u09bf\u09a7\u09bf\u09ae\u09be\u09b2\u09be 2026-\u098f\u09b0 \u0996\u09b8\u09a1\u09bc\u09be \u0985\u09a8\u09c1\u09af\u09be\u09af\u09bc\u09c0, \u09ae\u09a7\u09cd\u09af\u09ac\u09bf\u09a4\u09cd\u09a4 \u0995\u09b0\u09a6\u09be\u09a4\u09be, \u09ac\u09c7\u09b8\u09b0\u0995\u09be\u09b0\u09bf \u0996\u09be\u09a4\u09c7\u09b0 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u098f\u09ac\u0982 \u09ac\u09a1\u09bc \u09ac\u09cd\u09af\u09ac\u09b8\u09be \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u0995\u09b0 \u0997\u09a3\u09a8\u09be\u09b0 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a3\u09b0\u09c2\u09aa\u09c7 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09bf\u09a4 \u09b9\u09ac\u09c7\u09f7<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u098f\u0987 \u0996\u09b8\u09a1\u09bc\u09be \u09a8\u09bf\u09af\u09bc\u09ae\u0997\u09c1\u09b2\u09bf 22 \u09ab\u09c7\u09ac\u09cd\u09b0\u09c1\u09af\u09bc\u09be\u09b0\u09c0 2026 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u099c\u09a8\u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09c7\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b0\u09be\u0996\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09bf\u09b2\u0964 \u09a8\u09a4\u09c1\u09a8 \u09a8\u09bf\u09af\u09bc\u09ae\u0997\u09c1\u09b2\u09bf\u09b0 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af \u09b9\u09b2 \u09ac\u09c7\u09a4\u09a8 \u09b8\u09b9 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u09ac\u09be\u09a1\u09bc\u09bf, \u0997\u09be\u09a1\u09bc\u09bf \u098f\u09ac\u0982 \u0989\u09aa\u09b9\u09be\u09b0\u09c7\u09b0 \u09ae\u09a4\u09cb \u09aa\u09cd\u09b0\u09a6\u09a4\u09cd\u09a4 \u09b8\u09c1\u09ac\u09bf\u09a7\u09be\u0997\u09c1\u09b2\u09bf\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099f\u09bf \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b8\u09c2\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be, \u09af\u09be\u09a4\u09c7 \u0995\u09b0\u09c7\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af\u09be\u09af\u09bc\u09a8 \u0985\u09b0\u09cd\u09a5\u09be\u09ce \u09b9\u09bf\u09b8\u09be\u09ac\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09cd\u09ac\u099a\u09cd\u099b\u09a4\u09be \u09a5\u09be\u0995\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span class=\"e913fbaa d3886593\" style=\"font-family: kalpurush;\"><strong>10\u099f\u09bf \u09ac\u09a1\u09bc \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09af\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u0995\u09c7\u099f\u09c7 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u09ab\u09c7\u09b2\u09ac\u09c7&#8230;<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>1. \u09a8\u09a4\u09c1\u09a8 \u0986\u0987\u09a8\u099f\u09bf 2026-27 \u0985\u09b0\u09cd\u09a5\u09ac\u099b\u09b0 \u09a5\u09c7\u0995\u09c7 \u0995\u09be\u09b0\u09cd\u09af\u0995\u09b0 \u09b9\u09ac\u09c7\u09f7<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0986\u09af\u09bc\u0995\u09b0 \u09ac\u09bf\u09a7\u09bf 2026 \u0986\u09a8\u09c1\u09b7\u09cd\u09a0\u09be\u09a8\u09bf\u0995\u09ad\u09be\u09ac\u09c7 1 \u098f\u09aa\u09cd\u09b0\u09bf\u09b2, 2026 \u09a5\u09c7\u0995\u09c7 \u0995\u09be\u09b0\u09cd\u09af\u0995\u09b0 \u09b9\u09ac\u09c7\u09f7 \u098f\u09b0 \u09ae\u09be\u09a8\u09c7 \u09b9\u09b2 \u098f\u0987 \u09a8\u09bf\u09af\u09bc\u09ae\u0997\u09c1\u09b2\u09bf 2026-27 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09ac\u099b\u09b0\u09c7\u09b0 \u0986\u09af\u09bc \u098f\u09ac\u0982 2027-28 \u09ae\u09c2\u09b2\u09cd\u09af\u09be\u09af\u09bc\u09a8 \u09ac\u099b\u09b0\u09c7\u09b0 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09b9\u09ac\u09c7\u09f7<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u098f\u0987 \u09a8\u09a4\u09c1\u09a8 \u0986\u09af\u09bc\u0995\u09b0 \u0986\u0987\u09a8\u099f\u09bf 2025 \u0995\u09c7 \u09b8\u09ae\u09b0\u09cd\u09a5\u09a8 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09a8\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u098f\u09a4\u09c7 \u0995\u09b0 \u0997\u09a3\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be \u0986\u09b0\u0993 \u09b8\u09b9\u099c \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>2. \u0985\u09ac\u09b8\u09b0 \u09a4\u09b9\u09ac\u09bf\u09b2\u09c7 \u20b97.5 \u09b2\u0995\u09cd\u09b7\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf \u0985\u09ac\u09a6\u09be\u09a8\u09c7\u09b0 \u0989\u09aa\u09b0 \u0995\u09b0<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0986\u09aa\u09a8\u09be\u09b0 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u09af\u09a6\u09bf \u098f\u0995 \u09ac\u099b\u09b0\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 PF, NPS \u098f\u09ac\u0982 \u09b8\u09c1\u09aa\u09be\u09b0\u0985\u09cd\u09af\u09be\u09a8\u09c1\u09af\u09bc\u09c7\u09b6\u09a8 \u09ab\u09be\u09a8\u09cd\u09a1\u09c7 \u20b9 7.5 \u09b2\u0995\u09cd\u09b7\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf \u099c\u09ae\u09be \u0995\u09b0\u09c7, \u09a4\u09be\u09b9\u09b2\u09c7 \u098f\u0996\u09a8 \u09a4\u09be\u09b0 \u0989\u09aa\u09b0 \u0995\u09b0 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0996\u09b8\u09a1\u09bc\u09be \u09a8\u09bf\u09af\u09bc\u09ae\u09c7 \u098f\u0995\u099f\u09bf \u09ac\u09bf\u09b6\u09c7\u09b7 \u09b8\u09c2\u09a4\u09cd\u09b0 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7, \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u20b97.5 \u09b2\u09be\u0996\u09c7\u09b0 \u09b8\u09c0\u09ae\u09be\u09b0 \u09ac\u09c7\u09b6\u09bf \u0985\u09ac\u09a6\u09be\u09a8 \u098f\u09ac\u0982 \u098f\u09a4\u09c7 \u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09a4 \u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8 (\u09b8\u09c1\u09a6\/\u09b2\u09ad\u09cd\u09af\u09be\u0982\u09b6) &#8216;\u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u09b8\u09c1\u09ac\u09bf\u09a7\u09be&#8217; \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09bf\u09a4 \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>3. \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u09ac\u09be\u09b8\u09b8\u09cd\u09a5\u09be\u09a8\u09c7\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be \u09b9\u09ac\u09c7<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u09ac\u09c7\u09b8\u09b0\u0995\u09be\u09b0\u09c0 \u0996\u09be\u09a4\u09c7\u09b0 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u09a6\u09c7\u0993\u09af\u09bc\u09be \u09ac\u09be\u09b8\u09b8\u09cd\u09a5\u09be\u09a8\u09c7\u09b0 \u0995\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af \u098f\u0996\u09a8 \u09b6\u09b9\u09b0\u09c7\u09b0 \u099c\u09a8\u09b8\u0982\u0996\u09cd\u09af\u09be\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be \u09b9\u09ac\u09c7\u2026<\/span><\/p>\n<div class=\"f5e1d774\" style=\"border-bottom: none; text-align: justify;\">\n<ul class=\"d7ef6cb6\">\n<li><span style=\"font-family: kalpurush;\"><strong>\u099c\u09a8\u09b8\u0982\u0996\u09cd\u09af\u09be 40 \u09b2\u09be\u0996\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf: <\/strong>\u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 10% \u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u09ae\u09c2\u09b2\u09cd\u09af \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09bf\u09a4 \u09b9\u09ac\u09c7\u0964<\/span><\/li>\n<li><span style=\"font-family: kalpurush;\"><strong>\u099c\u09a8\u09b8\u0982\u0996\u09cd\u09af\u09be 15 \u09a5\u09c7\u0995\u09c7 40 \u09b2\u09be\u0996 <\/strong>\u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 7.5% \u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u09ae\u09c2\u09b2\u09cd\u09af \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09bf\u09a4 \u09b9\u09ac\u09c7\u0964<\/span><\/li>\n<li><span style=\"font-family: kalpurush;\"><strong>\u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b6\u09b9\u09b0: <\/strong>\u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 \u09eb%\u0964 \u09af\u09a6\u09bf \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09a8\u09bf\u099c\u09c7 \u0995\u09bf\u099b\u09c1 \u09ad\u09be\u09a1\u09bc\u09be \u09a6\u09c7\u09a8, \u09a4\u09be\u09b9\u09b2\u09c7 \u098f\u0987 \u09ae\u09c2\u09b2\u09cd\u09af \u09a5\u09c7\u0995\u09c7 \u098f\u0995\u0987 \u099f\u09be\u0995\u09be \u0995\u09c7\u099f\u09c7 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09ac\u09c7\u0964<\/span><\/li>\n<\/ul>\n<\/div>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>4. \u0987\u099c\u09be\u09b0\u09be \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09ac\u09be\u09a1\u09bc\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u09a8\u09bf\u09af\u09bc\u09ae<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u09a8\u09bf\u099c\u09c7\u0987 \u09af\u09a6\u09bf \u09ac\u09be\u09a1\u09bc\u09bf \u09ad\u09be\u09a1\u09bc\u09be \u09a8\u09bf\u09af\u09bc\u09c7 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u0995\u09c7 \u09a6\u09c7\u09af\u09bc, \u09a4\u09be\u09b9\u09b2\u09c7 \u09a8\u09bf\u09af\u09bc\u09ae \u09ad\u09bf\u09a8\u09cd\u09a8 \u09b9\u09ac\u09c7\u0964 \u098f\u0987 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7, \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u0995\u09b0\u09cd\u09a4\u09c3\u0995 \u09aa\u09cd\u09b0\u09a6\u09a4\u09cd\u09a4 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u09ad\u09be\u09a1\u09bc\u09be \u09ac\u09be \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09b0 \u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 10%, \u09af\u09c7\u099f\u09bf \u0995\u09ae \u09b9\u09af\u09bc, \u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u09ae\u09c2\u09b2\u09cd\u09af \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09bf\u09a4 \u09b9\u09ac\u09c7\u0964 \u098f\u0987 \u09a8\u09bf\u09af\u09bc\u09ae \u09ae\u09c7\u099f\u09cd\u09b0\u09cb \u09b6\u09b9\u09b0\u0997\u09c1\u09b2\u09bf\u09a4\u09c7 \u09b2\u09bf\u099c \u09ad\u09be\u09a1\u09bc\u09be\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>5. \u0985\u09ab\u09bf\u09b8\u09c7\u09b0 \u0997\u09be\u09a1\u09bc\u09bf \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u098f\u0996\u09a8 \u09ac\u09cd\u09af\u09af\u09bc\u09ac\u09b9\u09c1\u09b2 \u09b9\u09ac\u09c7<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u098f\u09ac\u0982 \u0985\u09ab\u09bf\u09b8\u09bf\u09af\u09bc\u09be\u09b2 \u0989\u09ad\u09af\u09bc \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u0985\u09ab\u09bf\u09b8\u09c7\u09b0 \u09af\u09be\u09a8\u09ac\u09be\u09b9\u09a8 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09ae\u09be\u09b8\u09bf\u0995 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09ae\u09c2\u09b2\u09cd\u09af \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964<\/span><\/p>\n<div class=\"f5e1d774\" style=\"border-bottom: none; text-align: justify;\">\n<ul class=\"d7ef6cb6\">\n<li><span style=\"font-family: kalpurush;\"><strong>1.6 \u09b2\u09bf\u099f\u09be\u09b0 \u0987\u099e\u09cd\u099c\u09bf\u09a8 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4: <\/strong>\u09aa\u09cd\u09b0\u09a4\u09bf \u09ae\u09be\u09b8\u09c7 \u20b95,000\u0964<\/span><\/li>\n<li><span style=\"font-family: kalpurush;\"><strong>1.6 \u09b2\u09bf\u099f\u09be\u09b0\u09c7\u09b0 \u099a\u09c7\u09af\u09bc\u09c7 \u09ac\u09a1\u09bc \u0987\u099e\u09cd\u099c\u09bf\u09a8:<\/strong> \u09aa\u09cd\u09b0\u09a4\u09bf \u09ae\u09be\u09b8\u09c7 \u20b97,000\u0964<\/span><\/li>\n<li><span style=\"font-family: kalpurush;\"><strong>\u09a1\u09cd\u09b0\u09be\u0987\u09ad\u09be\u09b0 \u09ac\u09c8\u09b6\u09bf\u09b7\u09cd\u099f\u09cd\u09af: <\/strong>\u09aa\u09cd\u09b0\u09a4\u09bf \u09ae\u09be\u09b8\u09c7 \u20b93,000 \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4\u0964<\/span><\/li>\n<\/ul>\n<\/div>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u09ac\u09c7\u09a4\u09a8 \u0986\u09af\u09bc\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u098f\u0987 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09ae\u09be\u09a8 \u09af\u09cb\u0997 \u0995\u09b0\u09c7 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u0997\u09a3\u09a8\u09be \u0995\u09b0\u09be \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>6. \u0989\u09ce\u09b8\u09ac\u09c7 \u0989\u09aa\u09b9\u09be\u09b0\u09c7\u09b0 \u09b8\u09c0\u09ae\u09be \u09b9\u09b2 \u20b9 15,000\u09f7<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09a4 \u0989\u09aa\u09b9\u09be\u09b0, \u09ad\u09be\u0989\u099a\u09be\u09b0 \u09ac\u09be \u099f\u09cb\u0995\u09c7\u09a8\u0997\u09c1\u09b2\u09bf \u098f\u0996\u09a8 \u098f\u0995 \u09ac\u099b\u09b0\u09c7 \u09ae\u09cb\u099f \u20b915,000 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u0995\u09b0\u09ae\u09c1\u0995\u09cd\u09a4 \u09a5\u09be\u0995\u09ac\u09c7\u09f7 \u09af\u09a6\u09bf \u0989\u09aa\u09b9\u09be\u09b0\u09c7\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af \u09aa\u09c1\u09b0\u09cb \u09ac\u099b\u09b0\u09c7 \u20b9 15,000-\u098f\u09b0 \u09ac\u09c7\u09b6\u09bf \u09b9\u09af\u09bc, \u09a4\u09be\u09b9\u09b2\u09c7 \u09aa\u09c1\u09b0\u09cb \u09aa\u09b0\u09bf\u09ae\u09be\u09a3\u09c7\u09b0 \u0989\u09aa\u09b0 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964 \u098f\u0996\u09a8 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u098f\u0987 \u09b8\u09c0\u09ae\u09be \u09ac\u09c7\u09b6 \u0995\u09ae \u099b\u09bf\u09b2\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>7. \u0985\u09ab\u09bf\u09b8\u09c7\u09b0 \u0996\u09be\u09ac\u09be\u09b0 \u20b9200 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8-\u09ae\u09c1\u0995\u09cd\u09a4<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0995\u09b0\u09cd\u09ae\u0998\u09a3\u09cd\u099f\u09be \u099a\u09b2\u09be\u0995\u09be\u09b2\u09c0\u09a8 \u09aa\u09b0\u09bf\u09ac\u09c7\u09b6\u09bf\u09a4 \u0996\u09be\u09ac\u09be\u09b0 \u09ac\u09be \u0985\u09cd\u09af\u09be\u09b2\u0995\u09cb\u09b9\u09b2\u09af\u09c1\u0995\u09cd\u09a4 \u09aa\u09be\u09a8\u09c0\u09af\u09bc\u09c7\u09b0 \u0989\u09aa\u09b0 \u0995\u09cb\u09a8 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09a5\u09be\u0995\u09ac\u09c7 \u09a8\u09be, \u09af\u09a6\u09bf \u098f\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af \u0996\u09be\u09ac\u09be\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf \u20b9200-\u098f\u09b0 \u09ac\u09c7\u09b6\u09bf \u09a8\u09be \u09b9\u09af\u09bc\u0964 \u098f\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09b0\u09af\u09bc\u09c7\u099b\u09c7 \u0985\u09ab\u09bf\u09b8 \u0995\u09cd\u09af\u09be\u09a8\u09cd\u099f\u09bf\u09a8, \u0996\u09be\u09ac\u09be\u09b0\u09c7\u09b0 \u0995\u09c1\u09aa\u09a8 \u098f\u09ac\u0982 \u0995\u09b0\u09cd\u09aa\u09cb\u09b0\u09c7\u099f \u0996\u09be\u09ac\u09be\u09b0\u09c7\u09b0 \u09aa\u09cd\u09b0\u09cb\u0997\u09cd\u09b0\u09be\u09ae\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>8. \u09a8\u09bf\u09af\u09bc\u09cb\u0997\u0995\u09b0\u09cd\u09a4\u09be\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u098b\u09a3\u09c7\u09b0 \u0989\u09aa\u09b0 \u0995\u09b0<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u09af\u09a6\u09bf \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u09ac\u09bf\u09a8\u09be \u09b8\u09c1\u09a6\u09c7 \u09ac\u09be \u0995\u09ae \u09b8\u09c1\u09a6\u09c7 \u098b\u09a3 \u09a6\u09c7\u09af\u09bc, \u09a4\u09be\u09b9\u09b2\u09c7 \u09b8\u09c7\u0987 \u09ae\u09c1\u09a8\u09be\u09ab\u09be \u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u09b9\u09ac\u09c7\u0964 SBI \u09b8\u09c1\u09a6\u09c7\u09b0 \u09b9\u09be\u09b0\u09c7\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u0995\u09b0 \u0997\u09a3\u09a8\u09be \u0995\u09b0\u09be \u09b9\u09ac\u09c7\u0964 \u20b92 \u09b2\u09be\u0996 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u098b\u09a3 \u09ac\u09be \u0997\u09c1\u09b0\u09c1\u09a4\u09b0 \u0985\u09b8\u09c1\u09b8\u09cd\u09a5\u09a4\u09be\u09b0 \u099a\u09bf\u0995\u09bf\u09ce\u09b8\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09a8\u09c7\u0993\u09af\u09bc\u09be \u098b\u09a3\u09c7\u09b0 \u0993\u09aa\u09b0 \u0995\u09cb\u09a8\u09cb \u0995\u09b0 \u09b2\u09be\u0997\u09ac\u09c7 \u09a8\u09be\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>9. \u0995\u09b0\u09ae\u09c1\u0995\u09cd\u09a4 \u0986\u09af\u09bc \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u09ac\u09cd\u09af\u09af\u09bc \u09b8\u0982\u0995\u09cd\u09b0\u09be\u09a8\u09cd\u09a4 \u09a8\u09bf\u09af\u09bc\u09ae<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u0986\u09af\u09bc \u0989\u09aa\u09be\u09b0\u09cd\u099c\u09a8 \u0995\u09b0\u09c7\u09a8 \u09af\u09be \u0995\u09b0 \u09a6\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09af\u09bc \u09a8\u09be, \u09a4\u09ac\u09c7 \u098f\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u09ac\u09cd\u09af\u09af\u09bc \u09a6\u09be\u09ac\u09bf \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099f\u09bf \u09a8\u09a4\u09c1\u09a8 \u09b8\u09c2\u09a4\u09cd\u09b0 \u09b0\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u09c7\u09b0 \u0997\u09a1\u09bc \u09ac\u09be\u09b0\u09cd\u09b7\u09bf\u0995 \u09ae\u09c2\u09b2\u09cd\u09af\u09c7\u09b0 1% \u09ac\u09cd\u09af\u09af\u09bc \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09bf\u09a4 \u09b9\u09ac\u09c7, \u09a4\u09ac\u09c7 \u098f\u0987 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0986\u09aa\u09a8\u09be\u09b0 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u09a6\u09be\u09ac\u09bf \u0995\u09b0\u09be \u09ae\u09cb\u099f \u09ac\u09cd\u09af\u09af\u09bc\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u09a8\u09be\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\"><strong>10. \u09ac\u09bf\u09a6\u09c7\u09b6\u09c0 \u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09af\u09bc \u20b92 \u0995\u09cb\u099f\u09bf\u09b0 \u09b8\u09c0\u09ae\u09be<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09ac\u09cd\u09af\u09ac\u09b8\u09be \u0995\u09b0\u09be \u09ac\u09bf\u09a6\u09c7\u09b6\u09c0 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af &#8216;\u0989\u09b2\u09cd\u09b2\u09c7\u0996\u09af\u09cb\u0997\u09cd\u09af \u0985\u09b0\u09cd\u09a5\u09a8\u09c8\u09a4\u09bf\u0995 \u0989\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\u09b0&#8217; \u09b8\u09c0\u09ae\u09be \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u09af\u09a6\u09bf \u09ad\u09be\u09b0\u09a4\u09c7 \u098f\u0995\u099f\u09bf \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u0986\u09af\u09bc \u20b92 \u0995\u09cb\u099f\u09bf\u09b0 \u09ac\u09c7\u09b6\u09bf \u09b9\u09af\u09bc \u09ac\u09be \u098f\u09b0 3 \u09b2\u09be\u0996\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf \u09ad\u09be\u09b0\u09a4\u09c0\u09af\u09bc \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0 \u09a5\u09be\u0995\u09c7, \u09a4\u09be\u09b9\u09b2\u09c7 \u09a4\u09be\u0995\u09c7 \u09ad\u09be\u09b0\u09a4\u09c7 \u0995\u09b0 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span class=\"e913fbaa d3886593\" style=\"font-family: kalpurush;\"><strong>&#8216;Perks&#8217; \u0995\u09bf?<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u09ac\u09c7\u09a4\u09a8 \u099b\u09be\u09a1\u09bc\u09be\u0993, \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u0995\u09b0\u09cd\u09a4\u09c3\u0995 \u09aa\u09cd\u09b0\u09a6\u09a4\u09cd\u09a4 \u09b8\u09c1\u09af\u09cb\u0997-\u09b8\u09c1\u09ac\u09bf\u09a7\u09be\u0997\u09c1\u09b2\u09bf\u0995\u09c7 \u09ac\u09b2\u09be \u09b9\u09af\u09bc \u09b8\u09c1\u09ac\u09bf\u09a7\u09be\u0964 \u09af\u09c7\u09ae\u09a8 \u098f\u0995\u099f\u09bf \u09ac\u09bf\u09a8\u09be\u09ae\u09c2\u09b2\u09cd\u09af\u09c7\u09b0 \u0997\u09be\u09a1\u09bc\u09bf, \u09ac\u09be\u09a1\u09bc\u09bf, \u0995\u09cd\u09b2\u09be\u09ac\u09c7\u09b0 \u09b8\u09a6\u09b8\u09cd\u09af\u09aa\u09a6 \u09ac\u09be \u099a\u09be\u0995\u09b0\u0964 \u0986\u09af\u09bc\u0995\u09b0 \u09ac\u09bf\u09ad\u09be\u0997\u0993 \u098f\u0997\u09c1\u09b2\u09bf\u0995\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 &#8216;\u0986\u09af\u09bc&#8217; \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09a8\u09be \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u09a4\u09be\u09a6\u09c7\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af \u0997\u09a3\u09a8\u09be \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u098f\u09b0 \u0989\u09aa\u09b0 \u0995\u09b0 \u0986\u09a6\u09be\u09af\u09bc \u0995\u09b0\u09c7\u0964<\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span class=\"e913fbaa d3886593\" style=\"font-family: kalpurush;\"><strong>\u09ab\u09b0\u09cd\u09ae 16 \u098f\u09ac\u0982 \u09ac\u09c7\u09a4\u09a8 \u09b8\u09cd\u09b2\u09bf\u09aa\u09c7\u09b0 \u0989\u09aa\u09b0 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac<\/strong><\/span><\/p>\n<p class=\"\" style=\"word-break: break-word; white-space: pre-line; text-align: justify;\"><span style=\"font-family: kalpurush;\">\u0995\u09b0 \u09ac\u09bf\u09b6\u09c7\u09b7\u099c\u09cd\u099e\u09a6\u09c7\u09b0 \u09ae\u09a4\u09c7, \u098f\u0987 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8\u0997\u09c1\u09b2\u09bf \u0986\u09aa\u09a8\u09be\u09b0 &#8216;\u0997\u09c3\u09b9 \u0997\u09cd\u09b0\u09b9\u09a3 \u0995\u09b0\u09c1\u09a8&#8217; 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