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text-align: left; white-space: pre-line;\">\u098f\u099f\u09bf \u09aa\u09c1\u09b0\u09be\u09a8\u09cb EPF \u09b8\u09cd\u0995\u09bf\u09ae, 1952 \u0995\u09c7 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b8\u09cd\u09a5\u09be\u09aa\u09a8 \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u098f\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7, \u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u0985\u09ac\u09a6\u09be\u09a8\u0995\u09c7 15,000 \u099f\u09be\u0995\u09be\u09b0 \u09ac\u09bf\u09a7\u09bf\u09ac\u09a6\u09cd\u09a7 \u09ac\u09c7\u09a4\u09a8 \u09b8\u09c0\u09ae\u09be\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09af\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u098f\u09b0 \u09ae\u09be\u09a8\u09c7 \u09b9\u09b2 \u09af\u09c7 \u098f\u0996\u09a8 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af 15,000 \u099f\u09be\u0995\u09be\u09b0 \u09ae\u09be\u09a4\u09cd\u09b0 12% \u0985\u09b0\u09cd\u09a5\u09be\u09ce EPF \u0985\u09ac\u09a6\u09be\u09a8 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 1,800 \u099f\u09be\u0995\u09be \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09aa\u09cd\u09b0\u09af\u09bc\u09cb\u099c\u09a8\u09f7 1,800 \u099f\u09be\u0995\u09be\u09b0 \u0989\u09aa\u09b0\u09c7 \u0985\u09ac\u09a6\u09be\u09a8 \u09b6\u09c1\u09a7\u09c1\u09ae\u09be\u09a4\u09cd\u09b0 \u09a4\u0996\u09a8\u0987 \u099a\u09b2\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u09af\u09a6\u09bf \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09b8\u09cd\u09ac\u09c7\u099a\u09cd\u099b\u09be\u09af\u09bc \u0995\u09b0\u09a4\u09c7 \u099a\u09be\u09a8\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09ac\u09b8\u09b0 \u09a4\u09b9\u09ac\u09bf\u09b2\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09b0\u0993 \u09b8\u099e\u09cd\u099a\u09af\u09bc \u0995\u09b0\u09a4\u09c7 \u099a\u09be\u09a8 \u09a4\u09ac\u09c7 \u0986\u09aa\u09a8\u09bf EPF-\u09a4\u09c7 1,800 \u099f\u09be\u0995\u09be\u09b0 \u09ac\u09c7\u09b6\u09bf \u0985\u09ac\u09a6\u09be\u09a8 \u09b0\u09be\u0996\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u09ad\u09be\u09ac\u09c7, \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0987 \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4 \u09b8\u09cd\u09ac\u09c7\u099a\u09cd\u099b\u09be\u09b8\u09c7\u09ac\u09c0 \u0985\u09ac\u09a6\u09be\u09a8\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09ae\u09c7\u09b2\u09be\u09a8\u09cb \u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995 \u09a8\u09af\u09bc \u09af\u09a6\u09bf \u09a8\u09be \u09a4\u09be\u09b0\u09be \u098f\u0995\u099f\u09bf \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u09a8\u09c0\u09a4\u09bf\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7 \u098f\u099f\u09bf \u0995\u09b0\u09a4\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09af\u09bc\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u098f\u09b0 \u09ae\u09be\u09a8\u09c7 \u09b9\u09b2 \u09af\u09c7 EPF-\u09a4\u09c7 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09b0 \u0985\u09ac\u09a6\u09be\u09a8 \u09af\u09be\u0987 \u09b9\u09cb\u0995 \u09a8\u09be \u0995\u09c7\u09a8, \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf \u0987\u09aa\u09bf\u098f\u09ab-\u098f \u09b6\u09c1\u09a7\u09c1\u09ae\u09be\u09a4\u09cd\u09b0 1,800 \u099f\u09be\u0995\u09be \u0985\u09ac\u09a6\u09be\u09a8 \u09b0\u09be\u0996\u09a4\u09c7 \u0986\u0987\u09a8\u09a4 \u09ac\u09be\u09a7\u09cd\u09af \u09a5\u09be\u0995\u09ac\u09c7\u0964 \u098f\u099b\u09be\u09a1\u09bc\u09be\u0993 \u09aa\u09bf\u098f\u09ab \u09a4\u09cb\u09b2\u09be, \u09aa\u09c7\u09a8\u09b6\u09a8 \u09ac\u09be \u09ac\u09c0\u09ae\u09be \u09a6\u09be\u09ac\u09bf 20 \u09a6\u09bf\u09a8\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09a8\u09bf\u09b7\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf \u0995\u09b0\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964 \u0995\u09cb\u09a8\u09cb \u09b8\u09c1\u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0995\u09be\u09b0\u09a3 \u099b\u09be\u09a1\u09bc\u09be \u09ac\u09bf\u09b2\u09ae\u09cd\u09ac \u0995\u09b0\u09b2\u09c7 \u0995\u09ae\u09bf\u09b6\u09a8\u09be\u09b0\u09c7\u09b0 \u09ac\u09bf\u09b0\u09c1\u09a6\u09cd\u09a7\u09c7 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09ac\u09c7 \u098f\u09ac\u0982 \u09ac\u09be\u09b0\u09cd\u09b7\u09bf\u0995 12% \u099c\u09b0\u09bf\u09ae\u09be\u09a8\u09be \u09b8\u09c1\u09a6 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09b9\u09ac\u09c7, \u09af\u09be \u0995\u09b0\u09cd\u09ae\u0995\u09b0\u09cd\u09a4\u09be\u09b0 \u09ac\u09c7\u09a4\u09a8 \u09a5\u09c7\u0995\u09c7 \u0995\u09c7\u099f\u09c7 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09ac\u09c7\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>\u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09b9\u09b2 \u09b9\u09be\u09a4\u09c7 \u09ac\u09c7\u09a4\u09a8 \u09ac\u09be\u09a1\u09bc\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7, \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u0985\u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09b9\u09b2 &#8216;\u09b8\u099e\u09cd\u099a\u09af\u09bc&#8217; \u0995\u09ae\u09c7 \u09af\u09be\u09ac\u09c7\u0964<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>1. \u0995\u09b0\u09cd\u09ae\u09c0\u09a6\u09c7\u09b0 \u0989\u09aa\u09b0 \u09b8\u09b0\u09be\u09b8\u09b0\u09bf \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u0995\u09bf \u09b9\u09ac\u09c7? \u09ac\u09c7\u09a4\u09a8 \u09a5\u09c7\u0995\u09c7 \u0995\u09c7\u099f\u09c7 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4 \u0995\u09bf \u098f\u0996\u09a8 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09ac\u09c7?<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8\u09c7 \u09ac\u09c7\u09b6\u09bf\u09b0\u09ad\u09be\u0997 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u0987 \u09aa\u09bf\u098f\u09ab-\u098f \u09ae\u09c2\u09b2 \u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 12% \u0995\u09be\u099f\u09a4\u0964 \u09a7\u09b0\u09c1\u09a8 \u09ae\u09c2\u09b2 \u09ac\u09c7\u09a4\u09a8 30,000 \u099f\u09be\u0995\u09be, \u09a4\u09be\u09b9\u09b2\u09c7 \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8\u09c7 3,600 \u099f\u09be\u0995\u09be \u0995\u09c7\u099f\u09c7 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u09a8\u09a4\u09c1\u09a8 \u09a8\u09bf\u09af\u09bc\u09ae\u09c7\u09b0 \u09aa\u09b0\u09c7, \u098f\u09b0 \u09a5\u09c7\u0995\u09c7 \u09ae\u09be\u09a4\u09cd\u09b0 1,800 \u099f\u09be\u0995\u09be \u0995\u09be\u099f\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964 \u0985\u09ac\u09b6\u09bf\u09b7\u09cd\u099f 1,800 \u099f\u09be\u0995\u09be \u098f\u0996\u09a8 &#8216;\u0987\u099a\u09cd\u099b\u09be\u09b0&#8217; \u09ac\u09bf\u09b7\u09af\u09bc, \u0985\u09b0\u09cd\u09a5\u09be\u09ce, \u09af\u09a6\u09bf \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u098f\u09ac\u0982 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u0989\u09ad\u09af\u09bc\u09c7\u0987 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09af\u09bc, \u09a4\u09be\u09b9\u09b2\u09c7 \u098f\u0987 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 PF-\u098f\u09b0 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09c7 \u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09a4 \u09ac\u09c7\u09a4\u09a8\u09c7 \u09af\u09cb\u0997 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u098f\u099f\u09bf \u09b8\u09cd\u09ac\u09af\u09bc\u0982\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09ad\u09be\u09ac\u09c7 \u0998\u099f\u09ac\u09c7 \u09a8\u09be, \u098f\u0987 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u09a8\u09c0\u09a4\u09bf \u098f\u09ac\u0982 \u09aa\u09be\u09b0\u09b8\u09cd\u09aa\u09b0\u09bf\u0995 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09aa\u09cd\u09b0\u09af\u09bc\u09cb\u099c\u09a8\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>2. \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf \u0995\u09bf 12% \u0985\u09ac\u09a6\u09be\u09a8 \u09a6\u09c7\u0993\u09af\u09bc\u09be \u09ac\u09a8\u09cd\u09a7 \u0995\u09b0\u09ac\u09c7? \u09b8\u09c7\u0987 \u099f\u09be\u0995\u09be \u0995\u09bf \u098f\u0996\u09a8 \u09ac\u09c7\u09a4\u09a8\u09c7 \u09af\u09cb\u0997 \u09b9\u09ac\u09c7?<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u098f\u0996\u09a8 \u09b6\u09c1\u09a7\u09c1\u09ae\u09be\u09a4\u09cd\u09b0 1,800 \u099f\u09be\u0995\u09be \u09a6\u09bf\u09a4\u09c7 \u0986\u0987\u09a8\u09bf \u09ac\u09be\u09a7\u09cd\u09af\u09ac\u09be\u09a7\u0995\u09a4\u09be \u09b0\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u098f\u09b0 \u099a\u09c7\u09af\u09bc\u09c7 \u09ac\u09c7\u09b6\u09bf \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u098f\u09ac\u0982 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09b0 \u09ac\u09bf\u09ac\u09c7\u099a\u09a8\u09be\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7; \u0995\u09cb\u09a8 \u0986\u0987\u09a8 \u09a4\u09be\u09a6\u09c7\u09b0 \u09a4\u09be \u0995\u09b0\u09a4\u09c7 \u09ac\u09be\u09a7\u09cd\u09af \u0995\u09b0\u09c7 \u09a8\u09be\u0964 \u09a4\u09ac\u09c7 \u098f\u09b0 \u0985\u09b0\u09cd\u09a5 \u098f\u0987 \u09a8\u09af\u09bc \u09af\u09c7 \u09b8\u09ae\u09b8\u09cd\u09a4 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u0997\u09c1\u09b2\u09bf \u0985\u09ac\u09bf\u09b2\u09ae\u09cd\u09ac\u09c7 \u0986\u09b0\u0993 \u09ac\u09c7\u09b6\u09bf \u0985\u09ac\u09a6\u09be\u09a8 \u09b0\u09be\u0996\u09be \u09ac\u09a8\u09cd\u09a7 \u0995\u09b0\u09ac\u09c7\u0964 \u0985\u09a8\u09c7\u0995 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u09a7\u09b0\u09c7 \u09b0\u09be\u0996\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09aa\u09c1\u09b0\u09be\u09a8\u09cb \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\u0993 \u099a\u09be\u09b2\u09bf\u09af\u09bc\u09c7 \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u09a4\u09be\u09b0 \u09a8\u09bf\u099c\u09b8\u09cd\u09ac \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09a8\u09c7\u09ac\u09c7\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>3. \u098f\u0987 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09a5\u09c7\u0995\u09c7 \u09b8\u09b0\u0995\u09be\u09b0 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u0989\u09aa\u0995\u09c3\u09a4 \u09b9\u09ac\u09c7?<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u09b8\u09b0\u0995\u09be\u09b0\u09c7\u09b0 \u09b2\u0995\u09cd\u09b7\u09cd\u09af \u0985\u09b0\u09cd\u09a5 \u0989\u09aa\u09be\u09b0\u09cd\u099c\u09a8 \u0995\u09b0\u09be \u09a8\u09af\u09bc, \u09aa\u09c1\u09b0\u09be\u09a8\u09cb \u098f\u09ac\u0982 \u099c\u099f\u09bf\u09b2 \u09aa\u09bf\u098f\u09ab \u0986\u0987\u09a8 (\u09af\u09be 1952 \u09b8\u09be\u09b2 \u09a5\u09c7\u0995\u09c7 \u0995\u09be\u09b0\u09cd\u09af\u0995\u09b0 \u099b\u09bf\u09b2) \u09a8\u09a4\u09c1\u09a8 \u09b6\u09cd\u09b0\u09ae \u0986\u0987\u09a8 \u0985\u09a8\u09c1\u09b8\u09be\u09b0\u09c7 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u0995\u09b0\u09be\u0964 \u098f\u099f\u09bf \u09a8\u09bf\u09af\u09bc\u09ae\u0997\u09c1\u09b2\u09bf\u0995\u09c7 \u09b8\u09cd\u09aa\u09b7\u09cd\u099f \u0995\u09b0\u09ac\u09c7, \u0995\u09be\u0997\u099c\u09c7\u09b0 \u0995\u09be\u099c \u0995\u09ae\u09bf\u09af\u09bc\u09c7 \u09a6\u09c7\u09ac\u09c7 \u098f\u09ac\u0982 PF \u09b8\u0982\u0995\u09cd\u09b0\u09be\u09a8\u09cd\u09a4 \u09ac\u09bf\u09b0\u09cb\u09a7 \u0995\u09ae\u09ac\u09c7 \u09ac\u09b2\u09c7 \u0986\u09b6\u09be \u0995\u09b0\u09be \u09b9\u099a\u09cd\u099b\u09c7\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>4. \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf \u0995\u09bf \u098f\u09a4\u09c7 \u09b2\u09be\u09ad\u09ac\u09be\u09a8 \u09ac\u09be \u0995\u09cd\u09b7\u09a4\u09bf\u09b0 \u09b8\u09ae\u09cd\u09ae\u09c1\u0996\u09c0\u09a8 \u09b9\u09ac\u09c7?<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u098f\u099f\u09bf \u09ac\u09c7\u09b6\u09bf\u09b0\u09ad\u09be\u0997 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09c1\u09ac\u09bf\u09a7\u09be\u09b0 \u09ac\u09bf\u09b7\u09af\u09bc\u0964 \u09af\u09c7 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u0997\u09c1\u09b2\u09bf \u0989\u099a\u09cd\u099a \u09ac\u09c7\u09a4\u09a8\u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09a4 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7\u0993 12% \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a3 \u09b9\u09be\u09b0\u09c7 PF \u0995\u09be\u099f\u099b\u09bf\u09b2, \u09a4\u09be\u09b0\u09be \u099a\u09be\u0987\u09b2\u09c7 \u098f\u0996\u09a8 1,800 \u099f\u09be\u0995\u09be \u0995\u09be\u099f\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u09b8\u09c0\u09ae\u09be\u09ac\u09a6\u09cd\u09a7 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u09a4\u09be\u09a6\u09c7\u09b0 \u0993\u09aa\u09b0 \u0986\u0987\u09a8\u09bf \u09ac\u09cb\u099d\u09be \u0995\u09ae \u09b9\u09ac\u09c7\u0964 \u09ac\u09c7\u09a4\u09a8 \u0995\u09be\u09a0\u09be\u09ae\u09cb \u09a4\u09c8\u09b0\u09bf\u09a4\u09c7 \u0986\u09b0\u0993 \u09b8\u09cd\u09ac\u09be\u09a7\u09c0\u09a8\u09a4\u09be \u09a5\u09be\u0995\u09ac\u09c7\u0964 \u098f\u09a4\u09c7 \u0995\u09cb\u09a8\u09cb \u0995\u09cd\u09b7\u09a4\u09bf \u0986\u099b\u09c7 \u09ac\u09b2\u09c7 \u09ae\u09a8\u09c7 \u09b9\u09af\u09bc \u09a8\u09be\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>5. EPF-\u098f 1,800 \u099f\u09be\u0995\u09be\u09b0 \u0985\u09ac\u09a6\u09be\u09a8 \u0995\u09b0\u09cd\u09ae\u09c0\u09a6\u09c7\u09b0 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7\u09b0 \u09b8\u099e\u09cd\u099a\u09af\u09bc\u0995\u09c7 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac\u09bf\u09a4 \u0995\u09b0\u09ac\u09c7?<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u09af\u09a6\u09bf \u098f\u0995\u099c\u09a8 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09aa\u09bf\u098f\u09ab-\u098f \u09aa\u09cd\u09b0\u09a4\u09bf \u09ae\u09be\u09b8\u09c7 \u09ae\u09be\u09a4\u09cd\u09b0 1,800 \u099f\u09be\u0995\u09be \u099c\u09ae\u09be \u0995\u09b0\u09c7\u09a8, \u09a4\u09be\u09b9\u09b2\u09c7 \u0985\u09ac\u09b8\u09b0 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u099c\u09ae\u09be \u0995\u09b0\u09be \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0986\u0997\u09c7\u09b0 \u09a4\u09c1\u09b2\u09a8\u09be\u09af\u09bc \u0985\u09a8\u09c7\u0995 \u0995\u09ae \u09b9\u09ac\u09c7\u0964 PF-\u098f \u09ad\u09be\u09b2 \u09b8\u09c1\u09a6 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc (\u09aa\u09cd\u09b0\u09be\u09af\u09bc 8.25%), \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u09af\u09a4 \u09ac\u09c7\u09b6\u09bf \u09b9\u09ac\u09c7, \u09a4\u09a4 \u09ac\u09c7\u09b6\u09bf \u09b8\u09c1\u09ac\u09bf\u09a7\u09be\u0964 \u09b9\u09cd\u09af\u09be\u0981, \u09af\u09be\u09b0\u09be \u0987\u099a\u09cd\u099b\u09c1\u0995 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09b0\u09be \u0986\u0997\u09c7\u09b0 \u09ae\u09a4\u09cb\u0987 \u098f\u0995\u0987 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u099c\u09ae\u09be \u09b0\u09be\u0996\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u09ac\u09bf\u09aa\u09a6 \u09b9\u09b2 \u09a4\u09be\u09b0\u09be \u09af\u09be\u09b0\u09be \u09a4\u09a5\u09cd\u09af\u09c7\u09b0 \u0985\u09ad\u09be\u09ac\u09c7 \u09ac\u09be \u09b9\u09be\u09a4\u09c7 \u09ac\u09c7\u09b6\u09bf \u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 \u09b2\u09cb\u09ad\u09c7\u09b0 \u0995\u09be\u09b0\u09a3\u09c7 \u0995\u09ae \u09aa\u09bf\u098f\u09ab \u0985\u09ac\u09a6\u09be\u09a8\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09c7\u099b\u09c7 \u09a8\u09c7\u09ac\u09c7\u09a8\u0964 \u0985\u09ac\u09b8\u09b0 \u0997\u09cd\u09b0\u09b9\u09a3\u09c7\u09b0 \u09b8\u09ae\u09af\u09bc \u09a4\u09be\u09b0\u09be \u0996\u09c1\u09ac \u0995\u09ae \u09aa\u09b0\u09bf\u09ae\u09be\u09a3\u09c7 \u09aa\u09be\u09ac\u09c7\u09a8\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><strong>6. \u09ac\u09c7\u09a4\u09a8 \u0995\u09be\u09a0\u09be\u09ae\u09cb\u09a4\u09c7 \u0995\u09bf \u0995\u09bf \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09a6\u09c7\u0996\u09be \u09af\u09be\u09af\u09bc?<\/strong><\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\">\u09ac\u09bf\u09b6\u09c7\u09b7 \u0995\u09b0\u09c7 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09a6\u09c7\u0996\u09be \u09af\u09be\u09af\u09bc \u09b8\u09c7\u0987\u09b8\u09ac \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09a4\u09c7 \u09af\u09be\u09b0\u09be \u09ab\u09bf\u0995\u09cd\u09b8\u09a1 \u0995\u09ae\u09aa\u09cd\u09b2\u09bf\u099f \u09aa\u09cd\u09af\u09be\u0995\u09c7\u099c \u0985\u09ab \u09b8\u09cd\u09af\u09be\u09b2\u09be\u09b0\u09bf (CTC) \u09a6\u09c7\u09af\u09bc\u0964 \u098f\u099f\u09be \u09b8\u09ae\u09cd\u09ad\u09ac \u09af\u09c7 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u098f\u09ac\u0982 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u098f\u0995\u09b8\u09be\u09a5\u09c7 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09a8\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u09af\u09c7 \u0986\u09b0\u0993 PF \u0995\u09be\u099f\u09be\u09a8\u09cb\u09b0 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09c7, \u09b8\u09c7\u0987 \u0985\u09b0\u09cd\u09a5\u099f\u09bf \u09b9\u09be\u09a4\u09c7 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09ac\u09c7\u09a4\u09a8 \u09ac\u09be \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09ad\u09be\u09a4\u09be\u0997\u09c1\u09b2\u09bf\u09a4\u09c7 \u09af\u09cb\u0997 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4\u0964 \u098f \u0995\u09be\u09b0\u09a3\u09c7 \u09ae\u09be\u09b8\u09bf\u0995 \u09ac\u09c7\u09a4\u09a8 \u0995\u09bf\u099b\u09c1\u099f\u09be \u09ac\u09be\u09a1\u09bc\u09b2\u09c7\u0993 \u0985\u09ac\u09b8\u09b0\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u099e\u09cd\u099a\u09bf\u09a4 \u0985\u09b0\u09cd\u09a5 \u0995\u09ae\u09c7 \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u098f\u0987 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u098f\u0995\u09af\u09cb\u0997\u09c7 \u09b8\u09ac \u099c\u09be\u09af\u09bc\u0997\u09be\u09af\u09bc \u0998\u099f\u09ac\u09c7 \u09a8\u09be, \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u09a7\u09c0\u09b0\u09c7 \u09a7\u09c0\u09b0\u09c7 \u098f\u09ac\u0982 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8\u09ad\u09be\u09ac\u09c7 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/p>\n<p class=\"\" style=\"word-break: break-word; text-align: left; white-space: pre-line;\"><span style=\"font-size: 8pt;\">(Feed Source: bhaskarhindi.com)<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u098f\u0995\u099c\u09a8 \u09ac\u09c7\u09a4\u09a8\u09ad\u09cb\u0997\u09c0 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09b9\u09a8, \u09a4\u09be\u09b9\u09b2\u09c7 \u098f\u0987 \u0996\u09ac\u09b0\u099f\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u099c\u09a8\u09cd\u09af\u0964 \u098f\u0996\u09a8\u0993 \u0985\u09ac\u09a7\u09bf, EPFO \u200b\u200b(\u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af \u09a4\u09b9\u09ac\u09bf\u09b2 \u09b8\u0982\u09b8\u09cd\u09a5\u09be) \u098f\u09b0 \u09aa\u09cd\u09b0\u09be\u09af\u09bc 8 \u0995\u09cb\u099f\u09bf \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u0995\u09c7 \u09a4\u09be\u09a6\u09c7\u09b0 \u09ae\u09c2\u09b2 \u09ac\u09c7\u09a4\u09a8\u09c7\u09b0 12% \u0985\u09ac\u09a6\u09be\u09a8 \u09b0\u09be\u0996\u09a4\u09c7 \u09b9\u09af\u09bc\u09c7\u099b\u09bf\u09b2 \u098f\u09ac\u0982 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u0987 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0985\u09ac\u09a6\u09be\u09a8 \u09b0\u09be\u0996\u09be \u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995 \u099b\u09bf\u09b2\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1, \u0995\u09c7\u09a8\u09cd\u09a6\u09cd\u09b0 29 \u099c\u09c1\u09a8 \u09a8\u09a4\u09c1\u09a8 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af \u09a4\u09b9\u09ac\u09bf\u09b2 \u09b8\u09cd\u0995\u09bf\u09ae, 2026 \u0985\u09ac\u09b9\u09bf\u09a4 \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u098f\u099f\u09bf \u09aa\u09c1\u09b0\u09be\u09a8\u09cb EPF \u09b8\u09cd\u0995\u09bf\u09ae, 1952 \u0995\u09c7 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b8\u09cd\u09a5\u09be\u09aa\u09a8 \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u098f\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7, \u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u0985\u09ac\u09a6\u09be\u09a8\u0995\u09c7 15,000 \u099f\u09be\u0995\u09be\u09b0 \u09ac\u09bf\u09a7\u09bf\u09ac\u09a6\u09cd\u09a7 \u09ac\u09c7\u09a4\u09a8 \u09b8\u09c0\u09ae\u09be\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09af\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u098f\u09b0 \u09ae\u09be\u09a8\u09c7 \u09b9\u09b2 \u09af\u09c7 \u098f\u0996\u09a8 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af 15,000 \u099f\u09be\u0995\u09be\u09b0 \u09ae\u09be\u09a4\u09cd\u09b0 12% \u0985\u09b0\u09cd\u09a5\u09be\u09ce EPF \u0985\u09ac\u09a6\u09be\u09a8 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7&#8230; 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